I’m always talking about the state of the economy so the other day my friend, Nikki, asked if I had any ideas about how to spend less money.
I thought, “Sure, I do!” so I decided to start this blog to share the money saving strategies that have (or haven’t) worked for me as I work toward my ultimate goal of paying off my student loans.
Without going into all of the depressing details, student loan debt has pretty much ruined my life. That is why I am so hell-bent on finding a way to get out of it, and the only way to get out of student loan debt is to (a) make more money; (b) spend less money; or (c) do both. (I would have included option (d) die, but I thought that was too negative. Seriously, though, student loan debt is only dischargeable upon death; it will not be "forgiven" through bankruptcy.)
I’ve spent five years trying to make more money and have been completely unsuccessful, so I’ve decided to concentrate my efforts on spending less and saving more. As David Bach, author of Go Green, Live Rich: 50 Simple Ways to Save the Earth and Get Rich Trying, writes, “It’s not what you earn that makes you rich or poor; it is what you spend.”
This blog will focus solely on my thoughts about the economy, consumerism, and ways to save more money and spend less. A majority of blog posts will focus on the following five topics:
(1) Living Below Your Means;
(2) Ridding Yourself of Clutter;
(3) Being Organized;
(4) Going Green; and
(5) Looking for Freebies.*
*Even if you’re not in debt or struggling financially, you may enjoy this section! I mean, who doesn’t love free stuff?
Disclaimer: This blog is for informational purposes only and is not to be construed as legal or financial advice in any way.